MySynchrony

Synchrony
FREE iOS Android
3 ★
Rating
1M+
Downloads
Free
Price
2.13.0
Version
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Reviewed on March 26, 2026  · Updated May 15, 2026
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Screenshots

MySynchrony app screenshot 1 MySynchrony app screenshot 2 MySynchrony app screenshot 3 MySynchrony app screenshot 4

First Impression

The app presents a clean and simple interface at first glance, with all store cards displayed prominently on the main screen. Initial setup is mostly straightforward, though users may need to locate account paperwork to retrieve login details. The overall first impression is one of basic functionality that could save time compared to using a website.

What It Does Well

When functioning properly, the app covers essential needs. Users can view balances and available credit with a single tap, which is convenient for quick in-store checks. Payment reminders are a useful feature, helping users avoid late fees by sending timely notifications. The special offers section occasionally provides useful financing deals, such as promotional rates on larger purchases. For basic account management tasks like checking balances and making payments, the app generally performs adequately.

Where It Falls Short

The login process has notable reliability issues. Biometric authentication, such as fingerprint recognition, occasionally fails without clear reason, forcing users to manually enter a lengthy password. This can be inconvenient in time-sensitive situations. Additionally, the app’s touch responsiveness sometimes requires multiple taps on buttons like “Make a Payment” before registering input, which can create uncertainty when handling financial transactions. These issues suggest the app could benefit from improved stability and responsiveness.

Is It Worth the Price?

The app is free, which makes it a reasonable option for basic access to Synchrony card accounts. For users who prefer mobile management over logging into a website, it offers enough utility to keep installed. However, the occasional glitches and login frustrations prevent it from being a tool one would confidently recommend without caveats. It serves as a functional helper rather than a polished, reliable solution.

Developer & Support

Customer support is available through an in-app contact form. Responses are generally helpful and timely, though the process may feel slow for urgent concerns like payment processing delays. The support experience is adequate but not exceptional.

✓  Pros
✓ Shows all my Synchrony cards in one simple list.
✓ Payment reminders are a lifesaver for my memory.
✓ Found a useful appliance financing deal in the offers section.
✓ Lets me check my credit limit right from the store aisle.
✗  Cons
✗ Fingerprint login stops working randomly, forcing me to type my long password.
✗ Buttons can be unresponsive, needing a second tap.
✗ Payment status updates can be slow, causing unnecessary worry.
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App information
DeveloperSynchrony
Version2.13.0
Downloads1M+
PriceFree
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