My Experience with 1 Peso 2025
A friend kept raving about how this app helped her save for a vacation, so I finally downloaded it to my iPhone 14. My goal was simple: figure out where my weekend spending was bleeding me dry. For the first month, it worked perfectly. I loved the habit of logging my morning coffee right after I bought it, and seeing a red warning that I’d blown my “Eating Out” budget by Wednesday was a real slap in the face. It genuinely stopped me from ordering takeout last Thursday. The app itself is clean, simple, and did exactly what I needed without feeling complicated. I was ready to give it a glowing review, honestly.
Features Worth Noting
The core budgeting tools are solid. Setting up spending categories is intuitive, and I really liked the goal tracker. Watching the little circle fill up as I saved for new tires made it feel like a game I could win. The weekly summary emails were useful, giving me a snapshot without having to open the app. For a free tool that promises basic budgeting, it delivers on that front. The reports are nothing fancy, but they clearly showed me that my biggest leak was, unsurprisingly, random Amazon purchases late at night. It’s a focused app that doesn’t try to do too much, which is usually a good thing.
What Needs Work
My main issue isn’t with the features, but with the catch-up logging. If I forgot to log expenses for a day or two, inputting everything at once became a tedious chore. The app doesn’t let you easily batch-edit or import from photos, so I’d be sitting there manually entering six different small purchases from a Saturday market trip. Also, while the ads are mostly harmless banners, I did have one pop up right over the “Save” button once, which was frustrating. These are minor annoyances, but they interrupt the smooth experience.
Pricing
It’s listed as 0.1, which is basically free. There are no subscriptions or in-app purchases that I ever saw. You get the full app without any paywalls hiding essential features. For the functionality it provides, that’s a great deal. You’re not going to get connected bank accounts or investment tracking, but for manual expense logging and goal setting, the price is definitely right. I never felt like I was using a crippled version waiting for me to pay up.
Developer Notes
KDR Apps seems to update it regularly. I saw a few updates roll through during my time using it, mostly labeled as bug fixes and performance improvements. I never had the app crash or freeze on me. Looking at other reviews in the App Store, support seems hit or miss—some people get help, others don’t. Since I never had a technical problem, I can’t speak to that directly. The app feels maintained, which is more than I can say for a lot of free utilities.
Security & Privacy
This is why I uninstalled it. After using it for a while, I got curious and actually read the privacy policy. Big mistake. While the app stores your budget data locally, the policy clearly states they collect a ton of device and usage data for “analytics and advertising.” I checked the app permissions again and realized it was asking for access to my device’s advertising identifier and other diagnostics. For a simple budgeting app that works offline, why does it need all that? It made me deeply uncomfortable. The final straw was seeing a banner ad inside the app for a product I’d just searched for on my browser earlier that day. That’s not a coincidence; that’s tracking. The trade-off of free functionality for my data wasn’t worth it to me anymore.
What core budgeting features does 1 Peso 2025 offer?
The app provides intuitive spending categories, a goal tracker that fills up as you save, and weekly summary emails. It also gives clear reports that highlight where your money is going, like late-night Amazon purchases.
Can I set savings goals and track progress in the app?
Yes, the goal tracker lets you set a target, like saving for new tires, and watch a little circle fill up as you contribute. It turns saving into a fun, game-like experience that keeps you motivated.
What should I do if I forget to log expenses for a few days?
Unfortunately, the app doesn't support batch-editing or importing from photos, so you'll need to manually enter each missed transaction. To avoid the tedious catch-up, try logging expenses daily, especially right after a purchase like your morning coffee.
Why does an ad sometimes block the 'Save' button, and how can I fix it?
Some users have reported a pop-up ad appearing over the 'Save' button, which can be frustrating. As a workaround, try closing and reopening the app, or tap around the ad carefully to dismiss it before saving your entry.
How does 1 Peso 2025 compare to a more feature-rich app like YNAB?
1 Peso 2025 is much simpler and free, focusing on basic budgeting and goal tracking without the complexity of YNAB's envelope system. If you want a no-fuss tool to curb daily spending, this is great, but YNAB offers more robust reporting and bank syncing for deeper financial control.
