Spruce - Mobile banking
How do the instant transaction notifications work in Spruce?
Spruce sends you a notification the millisecond your card is used, which helps you spot unauthorized charges right away. For example, one user caught a sketchy gas station charge immediately after it happened.
Can I set up automatic savings goals in Spruce?
Yes, you can create a savings goal like 'New Laptop' and have Spruce automatically pull a set amount, such as $50, from every paycheck into that goal. You’ll see a progress bar fill up, making it easy to track your progress.
What should I do if I can't find my account routing number in the app?
The routing number can sometimes be tucked away in a less obvious menu. Try tapping on your account details or settings, and if you still can’t find it, contact Spruce support through the app’s help section for quick guidance.
Why isn't my early direct deposit showing up two days early?
Early direct deposit depends on your employer and payroll provider sending the deposit information to Spruce in time. If it’s not arriving early, double-check that your direct deposit is set up correctly with Spruce’s routing and account numbers.
How does Spruce compare to using separate apps for budgeting and banking?
Unlike juggling multiple apps for budgeting, checking balances, and savings goals, Spruce combines all those features into one free mobile banking app. It offers instant notifications, spending breakdown charts, and automatic savings, so you don’t need a messy stack of separate tools.
