PayPal - Send, Shop, Manage

Tap the big blue 'Send' button on the main screen, enter your friend's email or phone number, type the amount, and confirm. The money usually arrives in seconds, and PayPal remembers people you pay often so you can select them from your contact list.

Yes, PayPal works seamlessly with many online stores including eBay. Just select PayPal at checkout, log in, and the payment processes quickly without needing to enter your card details each time.

This is a known annoyance where the app sometimes logs you out for no clear reason, requiring you to re-enter your password or use face scan. To minimize this, make sure your app is updated and try not to leave it idle for long periods.

Always link and use your bank account or PayPal balance instead of a credit card when sending money to friends. The fee only applies to credit card transactions, so selecting your bank account as the payment method keeps it free.

PayPal is more widely accepted for online shopping and has a cleaner, less cluttered interface than some competitors. However, it lacks the social feed features of Venmo and can have unexpected fees if you use a credit card, so it's best for straightforward payments and purchases.