MAJORITY: Mobile banking
How does the international transfer feature work and what are the fees?
You enter the amount you want to send, and the app shows you exactly how much your recipient will get in their local currency with a flat $2.99 fee. There are no hidden charges or surprise exchange rate markups, so you always know the total cost before you confirm the transfer.
Can I freeze my card if I lose it, and how do I unfreeze it?
Yes, you can instantly freeze your card from the app by tapping the 'Freeze Card' option, which prevents any unauthorized use. When you find your card, just open the app again and unfreeze it with one tap—no need to call support or wait for a replacement.
What should I do if my salary deposit doesn't show up right away?
First, check that your HR has entered the correct account numbers from the app. If everything is correct, deposits usually appear instantly with a notification, but if it's been more than a few hours, contact MAJORITY support through the app's chat feature to trace the transfer.
Why does my international transfer sometimes arrive with less money than expected?
This shouldn't happen with MAJORITY because the app locks in the exchange rate and shows the exact amount your recipient will get before you send. If the amount is different, double-check that you're using the in-app transfer feature and not a third-party service, then contact support if the issue persists.
How does MAJORITY compare to traditional bank apps for sending money abroad?
MAJORITY is much cheaper and more transparent than most traditional banks—for example, sending $200 with a standard bank might cost over $25 in fees and bad exchange rates, while MAJORITY charges a flat $2.99 and shows the exact amount received. It's designed specifically for immigrants sending money home, so you avoid the nasty surprises that come with typical bank transfers.
