Drive Safe & Save™
How does the Drive Safe & Save™ app calculate my driving score?
The app uses your phone’s sensors to monitor speed, hard braking, fast acceleration, and cornering angles during each trip. After a drive, it generates a star rating and a summary of behavioral metrics, which determines your potential insurance discount.
Can I use the parking locator feature even if I forget where I parked?
Yes, the app includes a parking locator that saves your car’s location automatically when you end a trip. It’s a handy extra that many users find useful, especially in large lots or unfamiliar areas.
What should I do if the app flags a hard braking event that wasn’t my fault?
You can submit feedback through the app’s built-in feedback option, but note that it only sends a generic acknowledgment—there’s no formal dispute system. For now, your best bet is to drive extra smoothly to offset such events over time.
How do I prevent the app from tracking trips when someone else is driving my car?
You need to manually turn off tracking in the app before someone else drives, since the app logs any trip where your phone is in the car. Look for a tracking toggle or driving mode setting to disable it temporarily.
How does Drive Safe & Save™ compare to other usage-based insurance apps like Progressive’s Snapshot?
Unlike Snapshot, which often uses a plug-in device, Drive Safe & Save™ relies solely on your phone’s sensors, making it easier to set up but potentially less accurate. It also offers extras like a parking locator and roadside assistance, but lacks a robust dispute system for flagged events.
