Dave - Banking & Cash Advance
How does Dave's cash advance feature work, and what are the fees?
You can request up to $100 with no interest or credit check. For instant delivery, there's a $3.99 express fee that lands the money in your account within 90 seconds, or you can wait a couple days for free.
What budgeting tools does Dave offer beyond cash advances?
Dave automatically categorizes your spending and shows a bar graph of where you're spending most, like DoorDash lunches. It also flags forgotten recurring subscriptions, helping you save money without manual tracking.
Why is my Dave app laggy, and how can I fix it?
Some users experience a half-second delay when tapping categories on the first day. Installing the first update notice that pops up usually resolves the lag and makes everything run smoothly.
Can I customize Dave's bill alert notifications?
Currently, Dave sends a push notification at 9 AM for bills due in three days, but you cannot change it to text or email. This is a minor limitation if you prefer fewer app notifications during meetings.
How does Dave compare to MoneyPal for cash advances?
Unlike MoneyPal, which adds random maintenance fees that eat into advances, Dave offers up to $100 with no interest, no hidden fees, and no upfront request for your Social Security number. It also provides free delivery in a couple days or instant access for a small express fee.
